Fee Protection Service

What would an HMRC enquiry cost you?

£100,000

Professional fee cover, up to this limit

Our Fee Protection Service covers our fees for dealing with HMRC on your behalf, up to £100,000, for one simple annual fee.

A little certainty

Even a correct return can lead to questions.

HMRC opens thousands of enquiries every year, and some returns are selected entirely at random, even when everything has been done correctly.

When HMRC gets in touch, we deal with them on your behalf. That work is charged at our normal hourly rate.

A full enquiry can run to hundreds or even thousands of pounds in professional fees, even if HMRC finds nothing wrong.

What's covered

What the Fee Protection Service covers

Our professional fees for dealing with HMRC are covered, up to £100,000, for:

Full enquiries into your tax return or accounts

Aspect enquiries into specific parts of a return

VAT disputes

PAYE and National Insurance disputes

Employment status and IR35 disputes

HMRC business inspections

VAT, PAYE and National Minimum Wage compliance visits

Up to £2,000

Informal HMRC letters and calls asking for clarification

Up to £2,000

IR35 status check letters

Up to £2,000

Gift Aid inspections for charities

Up to £2,000

Inheritance tax return queries, where we prepared the return

Up to £5,000

Code of Practice 8 investigations

Up to £5,000

More value for companies and partnerships

Limited companies and partnerships: the personal tax returns of directors, partners, their spouses and company secretaries are covered too, where we prepare them, at no extra cost.

Directors' cover does not extend to rental income over £50,000 a year or to other business activities.

Free legal helpline

Members can call a legal advisory helpline for guidance on employment, contracts, GDPR, commercial disputes and more, Monday to Friday, 8am to 6pm.

Your membership

Simple annual pricing

Limited companies and partnerships

£10+ VATa month

or £120 + VAT a year

Sole traders

£80+ VATa year

Personal tax returns

£60+ VATa year

Self assessment

  • All prices are plus VAT.
  • Membership runs to 31 October each year. The full annual fee applies whenever you join.
  • Personal tax clients with rental income over £50,000 a year (before expenses) are charged at the sole trader rate.
How it works

Join. Send us the letter. Leave it with us.

STEP 01

Join the service

Join by completing the short form below. We'll confirm by email and add the fee to your next invoice.

STEP 02

Start with certainty

Your cover starts from the date we register you. Enquiries that start after that date are covered.

STEP 03

We take it from here

If HMRC contacts you, send us the letter. We deal with HMRC and you won't receive a bill for our time (within the cover limits).

The details

Important to know

  • Cover applies only to HMRC enquiries and disputes that begin after you join. Anything already known about before you joined is not covered.
  • Returns and accounts must be filed no later than 90 days after the deadline for cover to apply.
  • We must prepare the returns or accounts concerned.
  • The service covers our professional fees. It does not pay any tax, interest or penalties HMRC may charge.
  • Not covered: fraud investigations (Code of Practice 9), criminal prosecutions, tax credit enquiries, CIS disputes, domicile enquiries, and investigations involving dishonesty.
Your commitment

Membership terms

  • Membership runs from the date you join to 31 October, then renews automatically each year on 1 November.
  • We'll email you before each renewal. If you don't want to renew, simply let us know by the date given in that email.
  • Membership is for the full year. If you pay monthly, you commit to the year; no refunds are given if you leave part-way through the year.
  • The full annual fee applies whenever you join.
Questions, answered

A few things you might be wondering.

Who provides the Fee Protection Service?

This is a service we provide. The Bean Counters holds its own policy to cover the cost of our time on HMRC enquiries, and your membership fee contributes to that.

Does it pay my tax bill or penalties?

No. It covers our professional fees for dealing with HMRC. Any tax, interest or penalties due are not covered.

I've already received a letter from HMRC. Can I join now?

You're welcome to join, but an enquiry that has already started, or that you already knew about, won't be covered. Speak to us about the current letter.

How do I pay?

We add the fee to your next invoice. Limited companies and partnerships can pay monthly or annually.

Can I cancel?

You can choose not to renew at each renewal date. Fees already paid for the current year aren't refundable.

What happens if HMRC writes to me?

Send us the letter as soon as you receive it. Don't reply to HMRC yourself first.

For existing clients

Join the Fee Protection Service

One simple annual fee. The same trusted team, here when you need us.

Membership type *

Choose your membership type

Membership runs to 31 October. The full annual fee applies whenever you join.

Keep your attention on what matters.

If HMRC has questions, we'll be by your side.